日本と海外をつなぐクラウドソーシング

Attock Construction & Development Company (Private) Limited, Pakistan

Finance Manager

2017/04～

1. Maintaining overall financial stability of the company with a focus on generic growth.
2. Prepared annual budgets, financial feasibility reports & profitability analysis of projects.
3. Maintaining company’s financial accounts on Quickbooks.
4. Achieving compliance with changing regulatory frameworks especially with Companies Act 2017.
5. Compliance with Sales & Income Tax department regulations & periodic returns submission.
6. Long term planning for the corporate success, financial controls and financial planning.
7. Services costing, supply chain analysis & pricing & market analysis etc.

Penny Appeal Welfare Society, Pakistan

Senior Accounts & Administration Officer

2016/01～ 2017/03

1. Supervised all accounts & administration department staff of the organization.
2. Developed and implemented internal controls and documentary flow mechanism.
3. Supervised daily accounting entries, tax compliance, supporting documentation etc.
4. Improved billing standards, systematic procurement process, credit arrangements with suppliers.
5. Controlled cost with budget preparations and actively reviewing project and cost centers.
6. Closed financial books for FY2016 with review & rectification of full year records.
7. Successfully arranged annual audits for FY2015 and FY2016 from 1st category audit firm.
8. Successfully completed several projects to facilitate the orphans and elders residing in projects.

Penny Appeal (UK Based iNGO) Pakistan

Senior Accounts Officer

2015/09～ 2015/12

1. Performed successful separation of accounting records of Penny Appeal Trust and its affiliate.
2. Assisted in the first ever audit of the organization since inception conducted by Grant Thornton.
3. Performed accounting entries, scrutinized and compliance checked the inflow documents.
4. Developed internal control mechanisms for effective classification and assessment of costs.
5. Supervised two accounts officers in performing day to day activities.
6. Prepared management reports, financial analysis and assisted in budget preparation.

International Islamic University, Malaysia

Research Assistant

2014/01～ 2015/01

1. Assisted Prof. Ahmed Kameel M. Meera in undergraduate & postgraduate courses.
2. Administered quizzes, mid-terms, and student projects. Marked assignments and exams.
3. Conducted literature reviews, books & journal studies and write-ups for combined research with Prof.

China Three Gorges Development Co. Malaysia Sdn. Bhd.

Engineering Assistant

2013/09～ 2013/12

1. Performed several project activities including work in progress, loss & spoilage. Reconciled stock reports, conducted valuation and physical inspection of valuable supplies and machinery.
2. Conducted labor costing, time-keeping reports checking, monthly balancing and payroll preparation, labor payment arrangements and monthly closing.

Meezan Bank Limited, Pakistan

Senior Relationship Officer – Credit Dept.

2012/10～ 2013/08

1. Achieved credit disbursement targets through effective follow-up with existing & fresh clinets.
2. Engaged and facilitated clients having weak repayment history and achieved regularization.
3. Collaborated with Shari’ah Dept. for improvement and streamlining of credit documentation.
4. Conducted field studies for development of Shari’ah compliance mechanism for new products.
5. Performed regular assignments of client visits, need assessment, financial analysis and risk assessment of fresh and renewed credit lines including Murabaha, Corporate Ijarah etc.
6. Assisted in internal and external audits of credit portfolio and provided regular support to credit administration and risk control departments.

BankIslami Pakistan Limited

Relationship Officer – Credit Dept.

2008/09～ 2012/10

Joined in new branch of the bank in Industrial Area of Islamabad and developed respectable credit portfolio during recessionary period of economy.
2. Exceeded targets of disbursed credit limits for 03 consecutive years with annual profit of branch reaching PKR 162 million while maintaining outstanding credit portfolio of PKR 1.5 Billion on average.
3. During entire tenure, directly reported to Hub Manager while working independently in branch.
4. Successfully arranged internal, central bank and external audit with virtually nil audit discrepancies & objections in credit documentation.
5. Marketed fresh industrial and commercial clients, prepared credit proposals, performed credit and risk assessment, collateral appraisal and valuation.
6. Kept close liaison with approval hierarchy while cooperating with credit administration dept.
7. Performed post approval credit documentation, security (including mortgage, charge, lien etc) perfection and registration.
8. Post disbursement documentation and field visits for Murabahah, Istisna, Ijarah and DM financing portfolio.
9. Dealt in non-fund based financing including L/Cs, payment against documents, back-to-back L/Cs and several types of bank guarantees.
10. Provided training to fresh credit staff and conducted research in new products in liaison with Shari’ah Dept.

MCB Bank Limited, Pakistan

Credit Risk Control Officer

2007/07～ 2008/08

1. Joined in 38th officers’ batch and availed in-depth structured training in all areas of branch banking.
2. Responsibilities included review of credit proposals initiating from field offices from credit risk perspective and submission of analytical observations to approving authorities.
3. Performed pre-disbursement compliance of credit terms, credit and security documentation, arrangement of legal opinions and valuation of collateral assets.
4. Controlled issuance of disbursement authorization after satisfactory completion of legal, regulatory and security documentation.
5. Performed daily monitoring of credit lines, risk assessment and reporting.
6. Assisted in development and up-gradation of Credit Manual for field offices while communicating changes in regulatory framework and Prudential Regulations.
7. Assisted field offices in compliance through field visits, client negotiations and credit checks.

Pakistan Tobacco Company

Internee Finance Dept.

2006/07～ 2006/08

1. Reviewed and analyzed the inventory control system and suggested improved controls and process flows in detailed management report.
2. Assisted Finance department staff in day to day activities with an objective to learn financial controls and cost accounting system of the manufacturing facility.