日本と海外をつなぐクラウドソーシング

Mobilink a Subsidiary of VEON, VimpelCom.

Senior Consultant (B2B Taxation, Credit Monitoring & Evaluation)

2014/12～

Have successfully revamped the existing departmental policies & procedures

Have successfully completed the AUDIT of the whole business base

Responsible for Credit Notes/ Deposit Apply & Write Offs for the whole business base

Responsible for Tax adjustments for the whole business base

Approval, monitoring & evaluation of the Leverage issued to the businesses

Frequent periodic Credit monitoring reporting

Approval & Monitoring of the leverage (Fund & Non-fund Base) assigned to the whole business base

Frequent periodic reporting of the leverage issued both fund & non fund based

Approval, monitoring & evaluation of the leverage based on the credit worthiness & positive impact on the company’s revenue

Managing Daily Blocking & all types of Credit Intimations - Dunning process

Oversaw internal telecommunications system for organization with 20+ employees

Initiated cost reduction initiatives

Outsol Consultants

Managing Director

2014/02～ 2015/03

In current turbulent environment where outsourcing value enabling activities of a business has become imperative, we commit to provide professional services to our esteemed clients. We endeavor to make businesses adapt rapid changes in their industry, making business processes more efficient, effective and economic. Hence, making it compete and excel without confronting unnecessary hitches.

Our team of thorough professionals ensure that our prestigious clients flourish and attain a stand out position in the industry they are operating in. Result oriented approach is what we believe in. Smart work, commitment and dedication are the ingredients we pour in while serving our clients.

We envisage to revolutionize businesses by incorporating IT and other modern techniques enabling them to fetch maximum productivity consuming minimum cost.


Smart Work
Result oriented approach
Thinking beyond boundaries
Commitment

ADDVANTUM INNOVATIVE TECHNOLOGIES (PVT) LTD

Manager Administration

2013/01～ 2013/12

In Charge of ADMIN dept. for the whole company (Head Office) in LHR

Looking after ADMIN & Procurement related issues for the whole company for all offices

Day to day ADMIN related matters for all offices

Supervising almost 10 ADMIN employees in all offices (Multi cultural environment)

Responsible for direct reporting to the CEO of the company

Looking after fixed assets purchased here in PAK & all other offices
Supervising work visa processes for the employees going abroad on different projects

Supervising Accommodation arrangements for the resources in coming and out going

Supervision of travel arrangements

Supervising procurements (mostly IT related equipment)

Dealing with vendors within & outside the country

Responsible for reconciliation of the vendors accounts

HBL (Habib Bank LTD)

Chief Manager/Senior Relationship Manager/Branch Manager/Credit HUB Manager/Trade & FC In Charge

2006/11～ 2013/03

Looking after 8 branches as a senior relationship manager

Looking after 1600 million of liability customers (cross selling & deposit growth)

Assets selling & maintaining liaison with credit customers (making sure that all operational issues (credit related) are going smooth)

Got an (A) for the last quarter’s performance

Looked after the branch’s overall sales, operations, credit & trade

Closed the branch at 2075 million from 800 million

Looked after branch’s trade, credit, sales & operations

Achieved Banc assurance , Auto Finance, Credit card & Commercial Financing targets

Looked after a portfolio of 8 branches (800 million)

Checking credit proposals & recommending for approval

Looked after all the markup related issues of all (45 +) credit, LC, & LG customers

RF, ERF, LC, LG, fund based & non fund based exposure

UN secured loans of about 600 million

Foreign Trade Supervisor

Engaged in arranging export documents of export customers

Foreign Currency (FC) Supervisor of the largest branch of the city

Responsible for reconciling & feeding of FC (all Punjab FC dealing branches)

Exporting of FC (cash) as per government instructions

Maintained a 85 to 95% client retention rate by suggesting strategic investment plans based on fixed income and equity investing report

Researched beneficial investment opportunities and made recommendations to senior management

Collaborated with legal and accounting counsel to develop marketing strategies for estate and business succession planning insurance

Executed financial due diligence and created a valuation model to establish enterprise value and purchase price

Sourced qualified investors for hedge fund, private equity and real estate investment managers

Pakistan Mobile Communication LTD (Mobilink)

National Manager Credit Operations

2003/07～ 2006/06

Supervising credit operations activities (NATIONWIDE)

Created executive analysis reports highlighting business issues, potential risks and profit opportunities

Approval, monitoring & evaluation of all Credit related issues of the company

Responsible for getting the vendors paid for the services rendered

Recommended innovative alternatives to generate revenue and reduce unnecessary costs

Extracting receivables for collection staff, assuring with company’s policies to realize the receivables (billed amount of about 700-900 million per month)

Responsible for realizing the receivables in ageing of about 300-500 million per month with having 98% recovery every month, using various recovery tools

Supervised a team of credit operation team of 30-32 people (NATIONWIDE)

Issuing leverage to customers according to their credit worthiness

Responsible for getting the ISO audits done for the department according to policies

Streamlined spending analysis to a more accurate, efficient and automated process

Analyzed utilization and capacity against performance goals

Monitored and analyzed Key Performance Indicators (KPI) and financial ratios

Align Technology

Assistant Manager Finance

2000/01～ 2002/12

Executed accounts receivable reporting enhancements and reconciliation procedures

Managed accounting operations, accounting close, account reporting and reconciliations

Evaluated accounting requirements during discovery meetings with potential clients

Performed debit, credit and total accounts on computer spreadsheets/databases, using specialized accounting software

Received, recorded, and banked cash, checks, and vouchers as well as reconciled records of bank transactions

Performed field audits on wide variety of clientele using Peach Tree

Performed financial statement audits of security broker dealers for purposes of SECP/SBP

Completed monthly, quarterly and annual bank reconciliations

Addressed and resolved non-routine, complex and unexpected variances

Guided firm reconciliation, payroll, annual bonus, pension funds, annual reporting, and management of investments

Provided reliable and timely project by project expense, capitalization, amortization and spend data for all departments

Reviewed accountant Æs book entries to ensure accuracy of the G/L

Updated investment records upon funding of investments

Assisted the CFO with the production of the monthly financials, management reports and board packages

Prepared monthly and annual expense forecasts, including any necessary recommended action required to manage costs to achieve budget

Facilitated month-end close processes, invoicing, journal entries and account reconciliations

Managing payroll of the company of about 1700-2000 employees